A Prime Savings Account establishes your membership at Fintrue Fedral Creddit Union. A one-time $5 membership fee and a $5 minimum share deposit gives you voting rights and ownership in the credit union (total minimum of $10 to open account).
This interest-bearing account is required for membership at TCU.
A Target Savings Account is an interest-bearing deposit account which allows you to save for a specific goal separate from your regular savings account.
Target Savings accounts are a great option to save for a down payment on a car, a vacation, holiday shopping and more.
Minimum opening deposit: $5 ($10 for Prime Savings)
Monthly Service Charge: None
Earns Dividends: Yes*
Balance to Earn Dividends: Dividends are paid on balances of $100 or more. Dividends are compounded and paid monthly. Dividends are earned from the date of deposit to the date of withdrawal. Refer to the Savings Initial Account Disclosure for current rates.
Additional benefits: Money can be deposited directly into their accounts with Direct Deposit or payroll deduction.
Withdrawals/Transfers: Unlimited deposits, withdrawals, transfers, and transactions may be made at TCU-owned or CO-OP Network® ATMs, through Call-24 Phone Banking and Online Banking.
Statements: Paper or E-statements are sent quarterly or monthly when members also use a TCU ATM card, debit card, credit card, Call-24 Phone Banking or have an active TCU checking account or a TCU loan.
Quarterly Low Balance Fee: Assessed if age 21 or older when the combined average quarterly balances in savings, money market, checking and certificates within the membership are less than $100 and you have no outstanding TCU loan balances. The fee will be waived regardless of balance if you have direct deposit of $500 or more each month or there are three or more monetary transactions per month of $10 or more each on your checking account.
